Enjoy a Low Rate That Sticks With You....and Get Up to 1% Back

Save Money By Transferring Your Balances To EFCU
Are your high-rate department store and other credit cards getting a little tough to handle? Transfer the balances from those cards to an EFCU VISA credit card and you could save more of your money. These low rates apply to all balance transfers until your entire balance is paid off. See how much you could save with our Balance Transfer Calculator.

• Low balance transfer rates of 6.99% APR* on VISA Platinum and 9.99% APR* on VISA Classic
• Rates apply to all balance transfers until your entire balance is paid off
• No balance transfer fees
• No annual or cash advance fees
• All the convenience of VISA credit, plus 24/7 access to cash at VISA ATMs
• Up to 1% Cashback Bonus on Balance Transfers made between May 1, 2008 and July 1, 2008: see our Rebate Matrix and Cashback Coupon

A Cashback Bonus Coupon must be returned to EFCU within 14 days of completing the balance transfer in order to receive the Cashback Bonus.

The coupon and details for submittal can be found here: COUPON

+This promotion is for a limited time only. Energy FCU reserves the right to withdrawal the CashBack Bonus offer at any given time and without notice. Members eligible for ¼ -1% Cashback Bonus must complete a qualified balance transfer during the months of the promotion which commenced on May 1, 2008. Member must submit an official Cashback Bonus Coupon within 14 days of completing the balance transfer to receive Cashback Bonus. Coupons will not be accepted after July 15, 2008. Coupon must be completed in full and returned to Marketing Department, Energy FCU, 5 Choke Cherry Road, Suite 110, Rockville, Maryland, 20850. Cashback Bonus will be deposited into members' EFCU Share/Savings Account by August 30, 2008 and will be based on the total of qualified balance transfer amounts conducted from May 1, 2008 through the end of the promotion, or no later than June 30, 2008. If balance transfer is not posted to EFCU credit card account at the time of bonus calculation, that amount will not be counted towards rebate. Cashback Bonus amount is based on a tiered matrix that is published in EFCU offices and online at www.energyfcu.org. PLEASE NOTE: If balance transfer amount is paid off in full by the time Cashback Bonus is paid out in August, 2008, no bonus will be paid out. *Annual Percentage Rate. All loans are subject to credit approval. APR for delinquent accounts (two payment cycles late) is 14.90%.

Federally Insured by NCUA

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