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Are you looking for an easier way to access your hard-earned cash?
Make payday a lot more convenient by signing up for Direct Deposit with
EFCU. We have more information in the PDF brochure sponsored by the National
Association of Federal Credit Unions: Go
Direct! You'll need our Routing/Transit Number: 254075454.
- Same day deposit with immediate access to your funds.
- Completely automatic - no need to worry about lost or stolen checks.
- Easier money management by allocating your pay to several Credit Union accounts.
- Peace of mind by making your EFCU loan payments or having money credited to another family members account.
- Save time and money on extra trips to the Credit Union to deposit your check.
- Convenient access to your money through EFCU's ATM machines, PowerLine and e-Branch.
So why waste time standing in line? Let EFCU do the work for you. Check with your employer's Payroll Department to see if they offer Direct Deposit to EFCU.
Click Here
for a copy of the Direct Deposit Form for the Government: Form 1199A.
There is also a form for Direct Deposit under Applications & Forms
in eBranch,
if you are one of internet banking users. You can use this form to begin
Direct Deposit or to tell us how you would like your deposit to be allocated
to your other accounts.
You will need Adobe Acrobat to open this form.
If you don't have Adobe Acrobat, you can download it right now from www.adobe.com.
Finally, you can transfer money to your spouse, your son or daughter,
or any other account on which you are a joint owner! EFCU members can
now make transfers between two separate main share accounts on PowerLine
(telephone banking) and e-Branch (internet banking). Get
an application!
- Transfers can take place over PowerLine and e-Branch.
- All requests for authorization to make Cross Account Transfers will
require a signed agreement by all owners of the account from which funds
are being transferred. Applications may be obtained from an CSR in a
branch or by calling the Member Service Center at 800-223-2177, or by
clicking here.
Fax signatures will not be accepted--you must come in to the branch
or mail the application back.
- Cross Account Transfers are limited to transfers from savings, checking, or a line of credit to another savings, checking or loan at EFCU.
- If there is an Overdraft Line of Credit on a joint account, both the primary and joint owners of the account must be signed on the Line of Credit loan documents as well as on the Cross Accounts Transfer agreement.
- The transfers do count as Reg. D transactions and as a result count toward the maximum six transfers per month.
With Direct Payment, you can have various payments debited from your
account automatically. For those institutions or companies that allow
you to make electronic payments, you must initiate the process with them
and give the company approval to take funds out of your account each month
for that payment. Click Here for more information.
If you only want to make payments to other EFCU accounts or loans that you carry, please contact our Call Center at 301-670-1300 or 800-223-2177.
STAR Point-of-Sale (POS) enables members to make PIN-based, secure,
real-time purchases directly from their checking accounts without writing
checks. STAR POS also eliminates the need to carry excess cash and even
has a "cash back" feature. STAR POS is accepted among grocers, service
stations, fast food restaurants, and other retailers using your eFCU ATM
e-Cash Card or
e-Check Debit Card.
Credit Life and Credit Disability Insurance is available to members
with EFCU loans. It may pay a benefit to help pay off or reduce the debt
in the event of death of the insured, or may provide a monthly benefit
to help pay off or reduce the monthly payments in the case of disability.
The insurance protects your financial stability and credit rating and
is available to members without the hassle of a medical examination.
Eligible members are provided $1,000 of Accidental Death and Dismemberment
(AD&D) Insurance at no cost
- Additional coverage for members and their families can be purchased
at low group rates.
- Premiums as little as $1.00 per month per $10,000 of coverage
- Premiums conveniently deducted from your credit union account on a
quarterly basis
- Click Here
for more information.
Our AD&D insurance is underwritten by Monumental Life Insurance Company and administered by Selman & Company. For information, you can speak with Selman & Company directly at 1-877-665-7563, and just mention you are with Energy Federal Credit Union.
 EFCU now has the perfect way to personalize the gift of money...personalized
specialty checks. For just $5.00 per sheet (4 checks/sheet), you can customize
your own checks for any holiday or special occasion. Buy a sheet of checks
for graduation time or wedding season, or all those new arrivals in the
family! You pick the graphics you would like to go on the checks, and
then simply order them through our Call Center  (301-670-1300,
press 3) or Branch before noon, and have your checks by afternoon the
following day. Click Here to view
a page of graphics for various occasions. Click
Here to view an additional page of miscellaneous graphics also available
for checks. Please keep in mind you must have an EFCU Checking Account
in order to take advantage of this offer.
Check with a Member Services Representative at your branch for the
following services, or contact our Call Center at 800-223-2177 or 301-670-1300
for more information.
- American Express Gift Cheques
- American Express Travelers Cheques
- Money Orders
- Notary Public Service
- Wire Transfer (foreign and domestic)
Don't have time to read about our products online? Print these out
and take them with you! All you need is the free Adobe Acrobat Reader
4.0 or higher to download or print these files. If you don't have Adobe
Acrobat, you can download it right now from www.adobe.com.
Come back often, as we continually add new brochures.
Federally Insured
by NCUA |
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Payment
Protection
