Car Buying Services and Networks	Important Information
Motor Vehicle Certification Program (MVCP) United Buying Service Enterprise Car Sales   Hertz Used Car Sales Cars For Members.com	Go Hybrid: Fuel-Efficient Cars Information and Discount  GAP Insurance - For the Unexpected Auto Exam Bumper to Bumper Exclusionary Coverage Payment Protection Check-My-Rate EFCU Car Rates
Show-Stopping Auto Event at EFCU Now through June 30, 2008 receive a $50 Gas Card for getting pre-approved for an Auto Loan, then receive another $50 Gas Card if you close on your pre-approved loan within 14 days of applying, OR receive a $100 Gas Card if you refinance your current auto loan from another lender. Some restrictions apply—see our Flyer for details.

Motor Vehicle Certification Program
The Best Way To Buy A New Car

A free service that saves you and your family time and money. The MVCP offers:

• Dealer invoice information
• Factory rebate information
• Dealer incentive information
• Trade-in information
• Participating dealerships
• Price evaluation on any vehicle from any dealer to ensure you got a fair price

Call 800-345-0990 or 410-522-5000 (in the Baltimore area) or visit their website at WWW.MVCP.COM. MVCP Consumer Advisors are available from 9:00a.m. to 5:00 p.m. for advice, information and vehicle certification.

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United Buying Service
Personal Vehicle Buying Service with United Buying Service
How to use the UBS Service:

• Contact UBS at 301-657-1920 from Washington or 410-792-9070 from Baltimore and request a purchase certificate
• Call the Authorized UBS Dealer Representative and tell them when you will visit.

• Discounts on the purchase of most foreign and domestic cars and trucks.
• Manufacturer rebates and dealer incentive money.
• Published pricing in the UBS Official Price Book.
• Waived dealer processing fees.
• Discounted option pricing.
• Audit of the sale (at the members request).

Visit their website at www.ubs4cars.com

Enterprise Car Sales

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J & J and Hertz Used Car Sales
J&J And Hertz Used Cars, located at 524 W. South Street in Frederick, Maryland.
Please Contact : Charlie or Buddy Phone: 301-662-8893

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Look to Cars For Members.com or call 1-800-OK-4-CARS for you next vehicle.

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An Extra 1% Discount on Car Loans! 

Purchasing an alternative fuel vehicle is a win-win situation...for both our environment, and for your wallet! When you buy a hybrid vehicle or another qualifying alternative fuel vehicle, you may qualify for certain Tax Incentives. Here at Energy, we'll give you a 1% discount on your loan rate for qualifying vehicles. For more information, visit our Hybrid Car Information and Discount page.

GAP Insurance - For the Unexpected

Guaranteed Auto Protection (GAP) is a voluntary program that Energy Federal Credit Union offers for your new or used vehicle loan. This financial protection covers the difference in the balance on a car and its declared value, as determined by your primary insurance carrier, in the event that it is damaged beyond repair or stolen and never recovered.

No matter how terrific a car is, the minute you drive it out of the show room it is worth less. Depending on where you live, the established market value could be less than the actual balance you owe on your car. With GAP, if your car is a loss, the deficiency will be covered. That includes the difference between the market value of the car and the loan balance, less delinquent payments late charges, refundable warranties, and other insurance related charges. It will also cover the insurance deductible up to $1,000 if a deficiency exists.

Consider; you buy a car. The loan balance after one year is $15,000. The market value is $11,000. Your insurance deductible is $1,000. You total the car, and your insurance company pays $10,000. That leaves a difference of $5,000. $5,000 you would have to pay for a car that you no longer have! With GAP, that $5,000 is paid. Think about it!

When you are applying for your next auto loan, ask about GAP. Alternatively, if you recently financed your existing automobile give us a call at 800-223-2177 to see if you qualify for GAP.

Auto Exam Bumper to Bumper Exclusionary Coverage
Your car is the most depreciating investment you make. Why not protect it, like you do your home and even yourself. Our Auto Exam Bumper to Bumper Exclusionary Coverage is the most comprehensive coverage offered — and at a fraction of the price you’d get at the dealer.

New and Used Vehicles Nationwide Coverage Towing and Rental Emergency Road Service

Full Coverage Toll Free Claim Service Money Back Guarantee And much, much more!

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Who will make your loan payments if you can’t? That’s a worry you won’t have to face with Payment Protection/Credit Insurance. If you die or become disabled due to a covered illness or accident, your loan may be reduced or paid off. Click on the icon to the left and read more abut Payment Protection.