|
Energy FCU has made switching your checking account to us fast and
convenient with 
our online Switch Kit. There are many benefits to an EFCU Checking Account:
- No minimum balance
- No monthly fees and no per-check charges
- ATM and e-Check Debit card available
- Free Point-of-Sale transactions nationwide
- Easy access to your accounts via:
-e-Branch (Internet Banking)
-PowerLine (Telephone Banking)
-2 Nationwide Surcharge-Free ATM Networks: Credit
Union 24/CU Here and Allpoint
Network
- Overdraft protection through Line of Credit or Savings
Account*
* Overdraft Protection available through an approved
EFCU Line of Credit and or automatic transfers from your Share/Savings
account. Funds must be available. $3.00 per transfer.
Everything you need to switch your checking account to EFCU is below:
- A Switch Kit Checklist.
- Application for an EFCU checking account.
- Forms and letters for redirecting your automatic payments and debits.
- Forms and letters for redirecting your automatic credits and direct
deposits.
- A form to close your old account (at another financial institution).
|
Step 1: Open an EFCU Checking Account
|
|
Checking Account Application
Print out this application, fill it out, and send it in to:
Attn: Switch Kit Application
Energy Federal Credit Union
5 Choke Cherry Road, Suite 110
Rockville, MD 20850
|
| Step 2: Redirect Your Automatic Payments/Debits |
|
Switch My Payments/Withdrawals
Print out this application, fill it out, and send it to the appropriate
vendor/company which is currently taking a payment out of your checking
account to notify them of your new account information.
|
| Step 3: Redirect Your Direct Deposit/Automatic Credits |
|
Switch My Direct Deposits/Payroll
Print out this application, fill it out, and send it to the appropriate
vendor/ company which is currently making a deposit to your account
to notify them of your new account information.
Click
Here for a copy of the Direct Deposit form for the Government:
Form 1199A.
|
| Step 4: Close Your Old Account! |
|
Close My Account, please.
Once you have changed over all automatic debits and credits and
all checks have cleared for your old account, you can make the final
switch to EFCU and close your old account. Just print out this form,
fill it out, and mail it into your old financial institution.
|
Direct Deposit for Social Security
To arrange Direct Deposit of your Social Security payments,
you may call 1-800-772-1213. Please have the EFCU routing number (254075454)
and your account number ready when you call.
Federally Insured
by NCUA |
|
|
