Term Share Certificates
EFCU offers a variety of Term Share Certificates from 3-60 months.
PLEASE NOTE: The dividend rate for all term share certificate products (3 month to 60 month) has been reduced to 0.01%. This does not affect IRA Term Share Certificates. This is not a competitive rate for our area, but in order to reduce the amount of term share certificate assets, EFCU has chosen to offer below average dividend rates at this time. Please be aware that you may be set up on an automatic renewal system for your certificate(s). You will be contacted by EFCU prior to the re-investment, but you must act quickly to be sure the money is not reinvested in a term share certificate. For questions, feel free to contact us at 800-223-2177, option 3.